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Indiana: total loss threshold and rebuilt title rules

What Indiana’s own pages print, word for word. Kind of rule, by our sorting: Wording, no sum to do.

This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.

Total Loss Threshold is an independent reference. It is not a government site and is not affiliated with any state agency, legislature or insurance company.

When is a vehicle salvage or a total loss in Indiana, in the state’s words?

“A salvage title is required for vehicles manufactured within the last seven model years that have been wrecked or damaged.”

The pages we read print no section heading we could quote for this.

The Indiana Code site returned no statute text to a plain request, so no percentage is shown. The quotes are from the Bureau of Motor Vehicles’ pages and forms.

The fee sentence comes from the restoration checklist.

Nothing to compute. We do not compute a money comparison from this quotation; the quoted words are what the state prints. States whose sentences can be computed are on the rule types page.

How do you get a rebuilt title in Indiana, in the state’s words?

“I hereby certify that I am a law enforcement officer of the state of Indiana, and I have personally examined the above vehicle, major component parts and ownership documents.”

“Proof of ownership and/or proof of purchase is required for each major component part used during restoration.”

Where that is printed: The legal authority for this form is IC 9-22-3-15. (Indiana Bureau of Motor Vehicles, Affidavit of Restoration for a Salvage Motor Vehicle (State Form 44606), read November 11, 2026)

What fee does Indiana print?

“$15 title application fee.”

Read each fee sentence for what it covers: an inspection, a title, or something else.

Which form does Indiana name?

“Affidavit of Restoration for a Salvage Motor Vehicle – State Form 44606”

What else do the pages say?

“To request a rebuilt title brand for a vehicle previously branded as salvage, you must apply for a salvage restoration title.”

Official pages we asked for and could not read:

Every quote above was matched word for word against its page on November 11, 2026. If one has changed, tell us.