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Illinois: total loss threshold and rebuilt title rules
What Illinois’s own pages print, word for word. Kind of rule, by our sorting: Wording, no sum to do.
This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.
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When is a vehicle salvage or a total loss in Illinois, in the state’s words?
“When an insurance company makes a payment of damages on a total loss claim for a vehicle, the insurance company shall be deemed to be the owner of such vehicle and the vehicle shall be considered to be salvage”
Citation as the page prints it: Sec. 3-117.1. When junking certificates or salvage certificates must be obtained.
(Illinois Vehicle Code, 625 ILCS 5/3-117.1, read November 11, 2026)
The quoted sentence is the insurer rule and gives no sum to do, so the tool computes nothing for Illinois. The same section prints percentages for other kinds of owner in other subsections; they are not quoted here, and the section is linked below.
We found no inspection fee figure on a page we could read.
Nothing to compute. We do not compute a money comparison from this quotation; the quoted words are what the state prints. States whose sentences can be computed are on the rule types page.
How do you get a rebuilt title in Illinois, in the state’s words?
“For vehicles 8 model years of age or newer, the Secretary of State shall issue a new certificate of title to any rebuilt vehicle or any vehicle which previously had been titled as salvage in this State or any other jurisdiction upon the successful inspection of the vehicle in accordance with Section 3-308 of this Article.”
“The Secretary of State shall inspect any vehicle 8 model years of age or newer for which an application for a certificate of title for a rebuilt vehicle will be submitted”
What fee does Illinois print?
We did not find a fee sentence on an official page a plain request could read. That is our search coming up empty on November 11, 2026, not a statement that there is no fee.
What do the pages print about the title afterwards?
“the new certificate of title shall bear the notation "REBUILT".”
Where are Illinois’s official pages?
- Illinois Vehicle Code, 625 ILCS 5/3-117.1
- Illinois Vehicle Code, 625 ILCS 5/3-301
- Illinois Vehicle Code, 625 ILCS 5/3-308
- Illinois Vehicle Code, 625 ILCS 5/3-118.1
Official pages we asked for and could not read:
- Illinois Secretary of State, salvage titles: on November 11, 2026 it refused our plain request.
Every quote above was matched word for word against its page on November 11, 2026. If one has changed, tell us.