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About Total Loss Threshold
This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.
Total Loss Threshold is an independent reference. It is not a government site and is not affiliated with any state agency, legislature or insurance company.
What is this site?
A reference for one question that is scattered across fifty sets of statutes and agency pages: what does each state print about when a damaged vehicle becomes salvage or a total loss, and about getting a rebuilt title afterwards? The site collects those sentences word for word, lines them up in one table, and offers a tool that does the arithmetic a quoted sentence describes.
Who publishes it?
North Coast AI LLC. The pages are built with AI assistance from a registry of quotes, and reviewed by Bill Burkey. No insurer, repair shop, law firm or agency has any say in what appears here, and none has paid to be mentioned.
Is this a government site?
No. Total Loss Threshold is an independent reference. It is not a government site and is not affiliated with any state agency, legislature or insurance company. Agency names appear here only as the sources of quotes and as links to their own pages.
How is it paid for?
By advertising, where it appears on these pages. Advertisers do not choose or review what is quoted.
How is it kept honest?
Every sentence about a state’s rule is a quote, matched against its official page by a script before the site is built. The details, the pages we could not read, and how to send a correction are on How it works.
Fonts
Fraunces and Instrument Sans, under the SIL Open Font License (notice, notice).