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Oregon: total loss threshold and rebuilt title rules
What Oregon’s own pages print, word for word. Kind of rule, by our sorting: Percentage.
This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.
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When is a vehicle salvage or a total loss in Oregon, in the state’s words?
“that has sustained damage that is not covered by an insurer and that is such that the estimated cost to repair the vehicle is equal to at least 80 percent of the retail market value of the vehicle prior to the damage.”
“that is declared a total loss by an insurer that is obligated to cover the loss or that the insurer takes possession of or title to.”
Citation as the page prints it: 801.527
(Oregon Revised Statutes chapter 801 (ORS 801.527), read November 11, 2026)
The percentage sentence is about damage that is not covered by an insurer
. The insurer sentence is quoted after it and prints no percentage.
Oregon’s pages use the words totaled and reconstructed.
Two fee sentences are quoted. Read each for what it is a fee for.
Compare your figures with Oregon’s quoted rule
The tool shows the sentence the state prints and does the arithmetic that sentence describes on the figures you type. Nothing is sent anywhere and nothing is saved.
How do you get a rebuilt title in Oregon, in the state’s words?
“A Level 1 VIN inspection and VIN inspection fee are required when a new title is applied for. Only DMV or a law enforcement agency may perform the VIN inspection.”
“Vehicles being titled for the first time as totaled and assembled, reconstructed or replica;”
What fee does Oregon print?
“The VIN inspection fee is $9.”
“The salvage title fee is $27.”
Read each fee sentence for what it covers: an inspection, a title, or something else.
Which form does Oregon name?
“A completed Assembled, Reconstructed or Replica Vehicle Certification, Form 6511, or the certification on the back of Form 226.”
What do the pages print about the title afterwards?
“The word “totaled” appears on Oregon titles or salvage titles issued for vehicles that have been declared totaled.”
“The word “RECONSTRUCTED” will be printed on the title and shown on the DMV title record.”
Where are Oregon’s official pages?
- Oregon Revised Statutes chapter 801 (ORS 801.527)
- Oregon DMV Title and Registration Handbook, Chapter J: Damaged/Totaled Vehicles
- Oregon DMV, Vehicle Identification Number (VIN) Inspections
- Oregon DMV, Vehicle Title, Registration and Permit Fees
Every quote above was matched word for word against its page on November 11, 2026. If one has changed, tell us.