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North Dakota: total loss threshold and rebuilt title rules
What North Dakota’s own pages print, word for word. Kind of rule, by our sorting: Percentage.
This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.
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When is a vehicle salvage or a total loss in North Dakota, in the state’s words?
“The owner of a vehicle that is damaged in excess of seventy-five percent of the vehicle's retail value as determined by the national automobile dealers association official used car guide shall forward the title for that vehicle to the department within ten days and the department shall issue a salvage certificate of title.”
“Glass damage and hail damage must be excluded in the determination of whether a vehicle has been damaged in excess of seventy-five percent of the vehicle's retail value.”
Citation as the page prints it: 39-05-20.2. Issuance of salvage certificate of title.
(North Dakota Century Code chapter 39-05, read November 11, 2026)
Read the fee sentence together with the inspection sentence it is part of.
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How do you get a rebuilt title in North Dakota, in the state’s words?
“The applicant shall include with the application a certificate of inspection in the form required by the department, the salvage certificate of title, and a five dollar fee.”
“The certificate of inspection required under this section must be completed by a business that is registered with the secretary of state, is in good standing, and offers motor vehicle repair to the public.”
“The business completing the certificate of inspection may not be the business that reconstructed the vehicle”
What fee does North Dakota print?
“the salvage certificate of title, and a five dollar fee.”
Read each fee sentence for what it covers: an inspection, a title, or something else.
Which form does North Dakota name?
“CERTIFICATE OF MOTOR VEHICLE INSPECTION”
“SFN 2486”
What do the pages print about the title afterwards?
“the words "previously salvaged" and a notation that damage disclosure information is available from the department.”
Where are North Dakota’s official pages?
- North Dakota Century Code chapter 39-05
- North Dakota DOT form SFN 2486, Certificate of Motor Vehicle Inspection
Every quote above was matched word for word against its page on November 11, 2026. If one has changed, tell us.