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New York: total loss threshold and rebuilt title rules
What New York’s own pages print, word for word. Kind of rule, by our sorting: Percentage.
This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.
Total Loss Threshold is an independent reference. It is not a government site and is not affiliated with any state agency, legislature or insurance company.
When is a vehicle salvage or a total loss in New York, in the state’s words?
“has repair costs that are more than 75% of the pre-damage retail value of the vehicle”
The pages we read print no section heading we could quote for this.
The percentage is quoted from the Department of Motor Vehicles page. The State Senate’s statute page refused our request, so no section heading is shown.
Compare your figures with New York’s quoted rule
The tool shows the sentence the state prints and does the arithmetic that sentence describes on the figures you type. Nothing is sent anywhere and nothing is saved.
How do you get a rebuilt title in New York, in the state’s words?
“If a salvage vehicle is rebuilt for use on roadways, the DMV must examine it before issuing a new title certificate or registration.”
“The salvage vehicle examination is not a safety inspection, an emissions inspection, or an insurance examination.”
What fee does New York print?
“$200 - if you have a NY State Salvage Certificate (MV-907A) as proof of ownership”
“$205 - if your proof of ownership is not a NY State Salvage Certificate (MV-907A)”
Read each fee sentence for what it covers: an inspection, a title, or something else.
Which form does New York name?
“Download the Salvage Examination/Title Application (PDF) (MV-83SAL).”
Where are New York’s official pages?
Official pages we asked for and could not read:
- New York Vehicle and Traffic Law section 429 on the State Senate’s site: on November 11, 2026 it refused our plain request.
Every quote above was matched word for word against its page on November 11, 2026. If one has changed, tell us.