Total Loss Threshold

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Missouri: total loss threshold and rebuilt title rules

What Missouri’s own pages print, word for word. Kind of rule, by our sorting: Percentage.

This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.

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When is a vehicle salvage or a total loss in Missouri, in the state’s words?

“Was damaged during a year that is no more than six years after the manufacturer's model year designation for such vehicle to the extent that the total cost of repairs to rebuild or reconstruct the vehicle to its condition immediately before it was damaged for legal operation on the roads or highways exceeds eighty percent of the fair market value of the vehicle immediately preceding the time it was damaged;”

Citation as the page prints it: 301.010 (Revised Statutes of Missouri 301.010, read November 11, 2026)

The inspection and fee sentences are from section 301.190, which covers several kinds of specially titled vehicle.

Compare your figures with Missouri’s quoted rule

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How do you get a rebuilt title in Missouri, in the state’s words?

“shall be accompanied by a vehicle examination certificate issued by the Missouri state highway patrol, or other law enforcement agency as authorized by the director of revenue.”

“The vehicle examination shall include a verification of vehicle identification numbers and a determination of the classification of the vehicle.”

What fee does Missouri print?

“The fee for the vehicle examination application shall be twenty-five dollars and shall be collected by the director of revenue at the time of the request for the application”

Read each fee sentence for what it covers: an inspection, a title, or something else.

Every quote above was matched word for word against its page on November 11, 2026. If one has changed, tell us.