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Massachusetts: total loss threshold and rebuilt title rules
What Massachusetts’s own pages print, word for word. Kind of rule, by our sorting: Wording, no sum to do.
This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.
Total Loss Threshold is an independent reference. It is not a government site and is not affiliated with any state agency, legislature or insurance company.
When is a vehicle salvage or a total loss in Massachusetts, in the state’s words?
“a motor vehicle which has been stolen and unrecovered or which has been wrecked, destroyed or damaged by collision, fire, water, or other occurrence to such an extent that the owner or if the vehicle was insured, the insurer, considers it uneconomical to repair the vehicle and because of this, the vehicle is not repaired by or for the person who owned the vehicle at the time of the event resulting in such damage.”
Citation as the page prints it: Chapter 90D Section 1
(Massachusetts General Laws chapter 90D, section 1, read November 11, 2026)
The statute refers to an inspection fee without printing an amount, and the state’s site refused our request, so no fee is quoted.
Nothing to compute. We do not compute a money comparison from this quotation; the quoted words are what the state prints. States whose sentences can be computed are on the rule types page.
How do you get a rebuilt title in Massachusetts, in the state’s words?
“shall make application to the registrar for a certificate of title and an inspection of the vehicle prior to registration or sale of said vehicle.”
“The vehicle identification number of every vehicle for which an application is submitted shall be inspected by an inspector at a location designated by the registrar.”
Where that is printed: Section 20D: Reconstruction or restoration of total loss salvage motor vehicle
(Massachusetts General Laws chapter 90D, section 20D, read November 11, 2026)
What fee does Massachusetts print?
We did not find a fee sentence on an official page a plain request could read. That is our search coming up empty on November 11, 2026, not a statement that there is no fee.
What do the pages print about the title afterwards?
“the registrar shall issue a new certificate of title in the name of the owner which shall contain the notation ''reconstructed''”
Where are Massachusetts’s official pages?
- Massachusetts General Laws chapter 90D, section 1
- Massachusetts General Laws chapter 90D, section 20D
Official pages we asked for and could not read:
- Mass.gov, apply for a salvage inspection: on November 11, 2026 it refused our plain request.
Every quote above was matched word for word against its page on November 11, 2026. If one has changed, tell us.