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Colorado: total loss threshold and rebuilt title rules
What Colorado’s own pages print, word for word. Kind of rule, by our sorting: Repair cost against value.
This is a reference to quoted official text, not legal, tax, insurance or professional advice. Rules change; confirm with the agency before acting.
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When is a vehicle salvage or a total loss in Colorado, in the state’s words?
“A vehicle that is damaged by collision, fire, flood, accident, trespass, or other occurrence, excluding hail damage or theft, to the extent that the vehicle is determined to be a total loss by the insurer or other person acting on behalf of the owner or that the cost of repairing the vehicle to a roadworthy condition and for legal operation on the highways exceeds the vehicle's retail fair market value immediately prior to the damage”
Citation as the page prints it: 42-6-102. Definitions.
(Colorado Revised Statutes, Title 42 (Colorado General Assembly PDF), read November 11, 2026)
The edition, as the page prints it: Colorado Revised Statutes 2024
(Colorado Revised Statutes, Title 42 (Colorado General Assembly PDF), read November 11, 2026)
The statute file we could read is the edition named in the quote from its own pages, shown below. A later edition may differ, and the Division of Motor Vehicles site refused our request.
The quoted sentence prints no percentage. It compares the repair cost with the value itself, and the tool does the same.
Compare your figures with Colorado’s quoted rule
The tool shows the sentence the state prints and does the arithmetic that sentence describes on the figures you type. Nothing is sent anywhere and nothing is saved.
How do you get a rebuilt title in Colorado, in the state’s words?
“An owner of a salvage motor vehicle that has been made roadworthy who applies for a certificate of title in accordance with section 42-6-116 shall include a certified VIN inspection in accordance with section 42-5-202 by a certified VIN inspector.”
What fee does Colorado print?
We did not find a fee sentence on an official page a plain request could read. That is our search coming up empty on November 11, 2026, not a statement that there is no fee.
Which form does Colorado name?
“Applicants for a rebuilt from salvage certificate of title shall follow the Form DR 2415 Title Established by Salvage Title Checklist and submit all required documentation listed on that form.”
What do the pages print about the title afterwards?
“The director shall include the words "REBUILT FROM SALVAGE" and shall make the designation a permanent part of the certificate of title for the vehicle”
Where are Colorado’s official pages?
- Colorado Revised Statutes, Title 42 (Colorado General Assembly PDF)
- Code of Colorado Regulations, 1 CCR 204-10, Division of Motor Vehicles
Official pages we asked for and could not read:
- Colorado Division of Motor Vehicles, salvage vehicles: on November 11, 2026 it refused our plain request.
Every quote above was matched word for word against its page on November 11, 2026. If one has changed, tell us.